AVAILABLE 24/7
877-708-5377

Become your
own bank

Through Creative Strategies Leveraging the Living Benefits of Cash Value Life Insurance

Book A Consultaion
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What we do

we help growth-driven individuals build wealth without risking their principal. By Leveraging strategically designed Index Universal Life, we combine market-linked upside, zero-loss protection, and tax-advantaged income into one powerful strategy.

CASH ACCUMULATION POLICIES

Indexed Universal Life (IUL)

We design strategically structured IUL policies built for maximum cash value efficiency, strong upside potential, and contractual principal protection. Our approach prioritizes overfunding, proper design, and long-term performance — not just policy approval. The result is a flexible, tax-advantaged asset engineered for growth, liquidity, and protected wealth building

Whole Life

For those who value certainty and stability, we structure whole life policies designed to deliver steady, guaranteed growth and lifelong protection. Our focus is on building strong cash value you can access while preserving long-term security for your family. The result is a conservative, predictable foundation for wealth that grows every year, regardless of market conditions.

Annuities

For those who want growth without exposing their savings to market losses, we design annuity strategies built around principal protection and steady accumulation. Your money grows in a controlled, tax-deferred environment with the option to convert it into guaranteed lifetime income — ensuring you never outlive your retirement savings. The result is a disciplined, low-volatility approach that protects what you’ve built while creating predictable, lasting retirement cash flow.

PROTECTION FOCUSED POLICIES

Term Life

For affordable, straightforward protection, We offer term life insurance. This coverage is ideal for those on a budget who are primarily focused on ensuring their loved ones can continue the same standard of living if they were to die or become disabled. Available with no medical exam required for many policies. Applications typically result in an instant decision.

Final Expense

Planning for end-of-life expenses is crucial, and we offer final expense insurance to cover funeral costs and related expenses. This type of insurance often does not require a medical exam, and applications usually receive an immediate decision, providing peace of mind for you and your family.

GENERAL SERVICES

Customized Financial Strategies

Our approach is 100% client focused! We work together with our clients to develop the most advantageous solution for their unique circumstance.

Ongoing Support and Review

Our support continues for the entire life span of the policy! We offer expert support and on-going review of your policy to ensure your plans evolves as life inevitably does.

Whether you’re growing cash value, protecting principal, or creating guaranteed income, our strategies give you expert guidance and simple, efficient solutions to maximize growth while keeping your money safe.

Contact us today to explore how we can help you achieve your financial independence.

AVAILABLE 24/7
877-708-5377

Hey, I'm

As a self-employed business owner, I understand the challenges that come with building income, planning for retirement, and protecting the people who depend on you. That’s why I’ve dedicated my career to helping entrepreneurs, contractors, and independent professionals secure high-value Indexed Universal Life (IUL) strategies designed to create tax-free retirement income and long-term financial stability.

I specialize in guiding high income professionals through the process of leveraging properly structured cash value life insurance to maximize their wealth, reduce or eliminate tax exposure, and create their own private banking system. My goal is to make these strategies simple, clear, and accessible so you can take control of your financial future with confidence.

Being self-employed myself, I know what it feels like to have inconsistent income, no employer retirement plan, and the constant responsibility of providing for both family and business. That firsthand experience fuels my passion for helping others avoid financial vulnerability and instead build long-term security through smart, personalized planning.

Outside of my work, I’m proudly a Husband to one amazing woman, Makayla, and Father to six incredible kids—Anaiyah, Maryelle, Oziah, Moriah, Kobe, & Judah. They’re my daily reminder of why generational wealth, protection, and financial freedom matter so deeply.

If you’re ready to understand how IUL or Annuity can help you accumulate tax-free cash, protect your family, grow wealth, and build a retirement strategy tailored to the unique life of a business owner—I’m here to guide you every step of the way.

Let’s create a plan that supports the life you’re building and the legacy you want to leave. Reach out today and start your journey toward true financial self-reliance.💪

What My Clients Are Saying

After my consultation with Averian, I chose a $1.6 million Indexed Universal Life (IUL) policy that allows me to build cash value while keeping my premiums affordable. It's reassuring to know I have a policy with an A+ rated insurer, and the no medical exam process made it even more convenient. Honest Ave truly understands how to craft personalized solutions for professionals like me.
Angela M
Angela MExecutive Director
I had been struggling to find a life insurance policy that matched my income needs, and honestly, I didn't think it was possible without tons of paperwork and medical exams. Averian was a game-changer! He helped me secure a high-value Indexed Universal Life policy with no medical exam. The whole process was surprisingly smooth, and now I feel confident in my financial future.
Sarah L
Sarah LMarketing Executive
As someone in real estate, I understand the importance of building long-term wealth. After speaking with Averian 'Honest Ave,' I realized an Indexed Universal Life (IUL) policy was exactly what I needed to secure my family's future. He helped me set up a $1.5 million policy that not only provides life insurance but also builds cash value that I can access in retirement. The best part? No medical exam, and the policy approval was swift. I couldn't be happier with the A+ rated carrier he recommended.
Karen T
Karen TReal Estate Developer
I came in thinking life insurance was just about death benefits. What I learned turned everything upside down. The policy we set up works like my own private reserve—growing tax-free and accessible whenever I need it. It’s given me confidence and control over my financial future.
— Rebecca L.
— Rebecca L.
As a barber with my own shop, my biggest fear was something happening to me and my family being stuck with debts and expenses. The policy Honest Avenue Solutions built includes living benefits and long-term cash growth. Now I know my business and my loved ones are protected no matter what.
— Jordan T.
— Jordan T.
What impressed me most was how they designed the policy to support both my personal and business goals. If I get sick or disabled, my family is covered. Meanwhile, the cash value gives me a cushion I can use for emergencies or expansion. Truly a modern financial tool.”
— Alyssa H.
— Alyssa H.
I run a small cleaning business and don’t have a traditional employer retirement plan. They walked me through every option and tailored a policy around my income pattern. I already borrowed against my policy once to cover equipment upgrades—smooth, fast, and no credit check. Game changer.”
— Carlos M.
— Carlos M.
The policy they built for me has been the best financial move I’ve made as a business owner. Knowing my money is compounding safely while also protecting my kids if anything happens to me is priceless. This is a must-have for any entrepreneur.
— Danielle S.
— Danielle S.
As a self-employed contractor, I’d been pitched life insurance before but never understood how it could actually help my business. Honest Avenue Solutions broke everything down in a way that clicked instantly. The policy we structured now gives me tax-free growth I can use during slow seasons, plus security for my family. I finally feel stable.”
— Michael R.
— Michael R.

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Contact Us

  • 877-708-5377
  • info@honestysaves.com
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